Select Page

ACA Resources & Training

New to ACA – START HERE

 

Step 1: Get licensed

  • Get licensed in each state you wish to sell.
    • State Requirements vary and are outlined here.
    • Licensing information can be found here.

Step 2: Get certified

On July 11, 2025 CMS Marketplace Learning Management System (MLMS) will close in preparation for the launch of the Marketplace Plan Year 2026 registration and training. Agents can still certify for 2025 until July 10, 2025. You’ll need to complete your marketplace certification(s) annually to sell ACA for the upcoming plan year. The certification required varies by state:

Determine If you wish to sell in states utilizing a “State-based marketplace” or a “Federally-facilitated marketplace”

Step 3: Create your HealthSherpa account.

HealthSherpa is where you will complete your ACA enrollments.

  • Creating a new account is free, fast, and easy. Most agents are able to go through this process in 3-4 minutes. Head over to HealthSherpa, click on the blue “Start Enrolling Faster” button, enter your email address, and follow the steps to create a new account.
    • If you’re a part of an agency, make sure to ask your agency admin for their unique “join code.” You can enter this code during the account creation process or after you’ve created an account; this will connect your new account to your agency’s account.
    • If you are not part of an agency use Plan Advisors join code b069.
  • Register for a free HealthSherpa platform training in English or in Spanish.

Step 4 : Get Contracted

  • Request Contracts
  • Complete Carrier onboarding requirements after submitting contracting.

 

Resources

 

Agent Guides

Checklist to apply for coverage

CMS Consent Form

  • Consent is flexible in the format that you obtain the information:
    • Phone Call
    • Text Message
    • Email
    • Electronic Document
    • Physical Document

ACA Presentation

  • Flip Chart presentation explaining ACA to consumers Go Here

Income Resources

  • Am I eligible for a Marketplace plan if my employer offers insurance?
    • Yes, but it’s important to know that you will have to pay full price for a plan. That means you will not qualify for a subsidy.
      However, if your employer sponsored health insurance is considered “unaffordable”, you may qualify.
      Here’s how to determine if it’s unaffordable:
      1. Look at the plans offered to you by your employer
      2. Find the plan with the lowest monthly premium
      3. Calculate your total monthly household income, before taxes
      4. Multiple that number by 9.02%
      5. If the premium is above the amount you calculated, it is considered unaffordable

 

Marketing Material

Add your information one of the following templates please complete this form